DK konsult

Marriage On Pension Sharing

Most people have a pension savings, but between spouses there can be a big difference in the size of the pension savings - for example due to maternity leave. As a starting point, pension savings are not shared by divorce or separation, but you can change that with a marriage contract for sharing a pension.

What is a marriage contract?

In short, a marriage covenant is an agreement between two spouses on what should happen to the total wealth of the marriage. Typically, marriages are used to establish special ownership. Special ownership means that the property of one or both spouses should not be shared in the case of separation, divorce and possibly death. In this way, the marriage covenant on pension schemes “ has reversed the sign ”, because this type of marriage covenant ensures that pension schemes that would not otherwise be shared are shared equally between the spouses.

 

Price: 1499,-

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10 - 15 min.

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When should pension schemes be shared?

If there not If a marriage contract is concluded, pensions should not, as a rule, be divided by separation or divorce, regardless of the length of the marriage. This means that you each keep your own pension savings. However, this only applies to so-called ” pension schemes and if a pension scheme is not ” reasonable “, it must be shared.

A “ reasonable ” pension scheme is understood as a pension where the size corresponds to what other people with the same education, jobs and salary pay. A labor market pension will most often be reasonable and will therefore not be shared. It is the Court of Appeal that assesses whether a pension is reasonable or not. A pension is usually only ” unreasonable ” in the case where it can be described as an extra savings. In addition, the marriage is required to last for more than 5 years before the excess pension scheme can be shared.

 

What pensions can be shared?

Not all pension schemes can be shared with a marriage pension scheme. Capital and interest pensions can well be shared with a marriage pension scheme, while interest pensions cannot be shared with a pension scheme marriage. However, in connection with housing sharing by divorce or separation, the pension can be shared. However, this requires agreement between the spouses and the rules of the insurance company allow for this.

 

Why make a marriage covenant on sharing pension schemes?

This type of marriage is for spouses ( and future spouses ) who have one or more pension schemes that they would like to share in the event of a divorce. There are many reasons for establishing a marriage covenant on equal distribution of pensions. However, most of the reasons usually arise from a desire that the total wealth be shared equally between the spouses in the event of any separation or divorce – and that the pension schemes must therefore also be shared. Specifically, you may have created a joint pension savings in the name of one spouse – there may be tax benefits. If so, we recommend that you establish a marriage pension scheme for a fair sharing of pension savings.

Create a marriage covenant on sharing pension schemes online

With DKkonsult you can easily and safely prepare a legally valid marriage contract for sharing pension schemes. It all takes place online by answering a number of questions in a web form. Once you have completed the form and paid for the marriage covenant, you will immediately have access to the marriage covenant, which is ready to be registered for validity.

If you want us to arrange the registration for you, you can easily order DKkonsult registration service in connection with filling out the form.

***Additional registration tax of 499kr. applies.

 

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